I think everyone knows that it is getting harder and harder to get on top of our personal finances. Most of us have less money than we used to have and things are getting more and more expensive.
Things have changed a lot in the last couple of decades. Working people are making about $4 an hour less today (in constant dollars) than they made in the 1970s. Kids planning on going to college next year can expect to pay 800% more for tuition and books than students in the 1980s paid. And, if you're living on a retirement savings you know better than anyone what happened to the stock market between 2001 and 2009. What's happened to our equity in housing is too depressing to even talk about.
But there's a bit of good news on the horizon for working people, college bound students, retired people--anyone really--if they are willing to make some changes in how they think about, use, and manage their money.
The First Christian Church of Berryville will present Dave Ramsey's Financial Peace University beginning with a free, informational meeting on Tuesday, January 17 at 6:00PM.
Most people struggle to make ends meet. They just have too much month left at the end of the money. If you feel like your money vanishes each month, you are not alone. In fact, 70% of Americans live paycheck to paycheck, regardless of income.
Financial Peace University is designed to teach you and your family how to get out of debt, stay out of debt, and build wealth. You'll meet with your class each week to watch video lessons and participate in discussion and accountability groups that will change your whole attitude about money!
Dave Ramsey is a personal money management expert, popular national radio personality and best-selling New York Times author. Ramsey knows first-hand what financial peace means in his own life, having lived a true rags-to-riches-to-rags-to riches story.
Dave breaks through the common financial jargon and explains how money really works in a simple, easy-to-understand style. You'll actually have fun as you learn about saving, budgeting, investing, insurance and more! During this life-changing class, you will learn how to get control of your money, stop struggling to make ends meet, tell your money what to do and change your family's future.
This year, give yourself, or someone you care about, the gift of financial peace. First Christian Church is located at 306 E. Church Street, Berryville across from the Nelson Funeral Home. FCC chose the Ramsey curriculum because it was recommended by members who took the course and whose lives were positively changed by it, and because it is highly recommend by both faith based and secular financial literacy experts across the United States.
For additional information, contact Loretta Tanner at 870-423-3495.